Homeowner’s Insurance

Insurance for your home. This package-type policy offers several options. You choose the coverage which best suits your needs.

  • Coverage for your home
  • Coverage for a related private structure such as a detached garage or shed
  • Household personal property coverage
  • Additional living expenses
  • Replacement cost coverage on household personal property
  • Identity fraud expense coverage, $1000 included
  • Water back up & sump discharge or overflow coverage up to $1000 included
  • Built into the policy is $2500 for lawnmower and $2500 for computer equipment
  • Personal liability and medical payments limits offered $300,000/$500,000/$1,000,000


  • Additional water back up & sump discharge overflow coverage
  • Fireplace or wood burner
  • Builder’s Risk-Theft and collapse coverage while your new home is being built
  • Inland Marine such as jewelry, antiques, fine arts, stamps, coins, guns, tools & equipment, cameras, furs, electronics, recreational motor vehicles, golf carts, bicycles, campers, watercraft
  • Seasonal Residence
  • Personal injury
  • Trampoline liability

Available Discounts

  • Fire protection
  • Deductible credit
  • New home discount